Can I vibecode PocketSmith?

Build me a personal cash-flow forecaster to replace PocketSmith. Requirements:

- Node.js 22 + TypeScript: Fastify with server-rendered pages (Eta) and a little vanilla JS.
  `npm start` serves http://localhost:4860.
- Storage: better-sqlite3 in ./data/money.db: accounts (name, currency, opening balance), nestable categories,
  transactions (date, amount in minor units, payee, category, account, note), recurring events (account, amount,
  category, start date, rule: weekly, every N weeks, monthly on a day or the last day, yearly, optional end date)
  and category rules (payee contains or regex, then category).
- Import: drop a CSV or OFX file on an account. CSV through `papaparse` with a column-mapping step remembered per
  account; OFX through `ofx-js`. Skip rows already stored (same date, amount and payee) and show "n new, m
  duplicates" before saving. Apply the category rules while importing.
- Forecast engine: an account's balance on each day from its last real transaction up to 10 years ahead is the
  last balance plus the recurring events falling on that day. An event on a day a month doesn't have (the 31st)
  moves to the month's last day. One occurrence can be skipped or overridden. Unit tests for month-end, leap
  years and every-N-weeks rules.
- Calendar: a month grid showing each day's expected balance and the bills due, coloured when the balance falls
  below a threshold set per account; click a day to add a one-off event.
- Reports (`chart.js`): net worth over time, income against expenses per month by category, and a cash-flow table
  with months as columns and categories as rows, past actuals next to future projections.
- Multi-currency: each account has its own currency, one base currency in settings, rates from the free Frankfurter
  API (https://api.frankfurter.dev) cached for a day in SQLite.
- Single user. No accounts, no telemetry, local-first. Network only for exchange rates.
- Out of scope: bank feeds, a mobile app, sharing with a partner, envelope budgets, investment tracking.
- README: how to download statements from your bank, and a note that the forecast is only as good as the recurring
  events you enter.

Opens your agent with the prompt filled in, you press enter. Or copy it and paste it into an empty folder.